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March 15, 2017

Having bad credit is something that alters your chances at credit card rewards.  This includes travel cash back and rewards you would get on big purchases.  At this point your goal shouldn’t be to apply for a million credit card to see which one allows the most credit....

February 9, 2017

Many people think that just because you have bad credit it will stay like this forever.  This does not have to be the case at all.  In fact getting your credit back to normal or even higher than your expectation can be as easy as a phone call.  By successfully paying y...

October 28, 2016

First and foremost, stop applying for credit cards, even if you can pay it off every month, your score is lowered for every new account you open. It is better for you to manage the accounts that you have now, and work from there. You should never use more than 30% of y...

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