This is easy . You main job will be to make sure that all the information on the credit report is correct, this includes personal identification which is your address and social security, etc. But also, make sure the balance shown for each card is the correct balance, many of these cases can help you to figure out the problem that caused your score to be lowered. Once you find the incorrect problem on your report or incorrect identification, this gives you the right to dispute it. If the bureau can not prove the item, then it must be removed. The dispute will contain your statement of the inaccurate item in 100 words or less. Remember, we want to keep it as simple as possible. The credit bureau will never automatically take errors off for you, this is because they increase their payout this way. They really do not care about our score. You must do it yourself, because the bureau’s do not think someone will take time out to make sure all information is correct.