November 10, 2016

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Why send everything by snail mail?

August 19, 2016

 

Yes, it would be easier to send everything electronically, but rushing the bureau’s does not necessarily get you the results you may desire. It could possibly lead you to have opposite result actually, even the biggest credit repair companies prefer to send everything by snail mail. This is because it limits the bureaus to a time that they must respond to you by.. In fact, sending letters by mail helps you to keep a record of the day you sent it out, giving them a 30-day period to respond under the law. If they do not respond, you send them a notice stating it is your second notice, but make sure you’re keeping a record of everything. No response from them gives you the right to file a lawsuit against the bureau. You are protected under the FCRA to receive a response for any claim you make.

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The My Credit Defender Specialist recognizes all current credit laws and offers a comprehensive, yet simple approach to improve credit ratings. The Credit Advisor is able to assist consumers in exercising their rights under the Fair Credit Reporting Act (FCRA), the Fair and Accurate Credit Transactions Act (FACTA), Fair Credit Billing Act (FCBA), Fair Debt Collection Practices Act (FDCPA) and the Consumer Protection Credit Act (CPCA).

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